Prepaid food allowance card with tax benefits for companies and employees.
Exemption from TSU (23,75%) and IRC.
To manage the Up Meal cards of the entire team. On a single platform, you can top up, activate meal cards and issue invoices.
The centralization of the entire team's processes on a single platform.
Because it increases employees' purchasing power, it is a significant incentive, not least because it is not compulsory for everyone, depending on the collective bargaining agreement or individual employment contract.
Social Security exemption (11%) and personal income tax exemption for amounts up to €10.46 per day.
30,000 partners in Portugal.
The amount received is added to your salary, without the same tax and social security obligations.
In our network of partners.
Compatible with Apple Pay and Google Pay digital wallets.
Since it is not obligatory by law, except for public administration workers or those covered by a Collective Bargaining Agreement, it is an important incentive that contributes to greater employee loyalty and motivation.
International studies show that the Meal Card gives workers access to a balanced diet at an affordable cost.
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Charging, card management, activation and issuing invoices on a single platform.
Upcoop provides support and consulting services for your team, ensuring the proper use of tax and non-wage benefits.
90% calls answered immediately and answered the same day, with close, fast and effective follow-up.
Consult balances and movements, with the possibility of accumulating the balance from one month to the next.
Accepted in cafés, restaurants and supermarkets, with discounts at many partners.
Tax benefits, since the amount received is not considered for IRS purposes.
More than just tax benefits, we want our solutions to be instruments for corporate policies that generate employee motivation and loyalty. We guarantee speed and flexibility when designing solutions and monitoring processes.
Childcare vouchers that help reduce the cost of children's education up to the age of 6, with tax advantages.
Education vouchers for children (from the age of 7) and employee training, with tax advantages.
Unlimited training vouchers, with total flexibility and tax benefits for the whole family.
You have more disposable income because the amount you receive doesn't count for IRS or Social Security purposes. It is net.
As the meal card is a food allowance, it only applies to the days actually worked, so it is not awarded during vacations or absences.
Yes.
It depends on the working time and the agreement reached beforehand.
You can use the meal card in cafés, restaurants, supermarkets and the like, and also for food purchases online or via delivery platforms. Upcoop has the largest network of partners in Portugal.
It's more advantageous to receive with Up Refeição because the IRS exemption limits are higher. For cash, the limit is €6/day and for meal cards it goes up to €10.46/day, which the government has set for 2026.
How much can you save with Up Meal?
